Category Archives: Uncategorized

Well, this is one of the issues that I do disagree with Leon on

I think for some people that keeping separate accounts IS a good, and perfectly healthy option. I actually prefer having yours, mine and ours accounts. Some of this depends on personalities. If you have a spender, and a saver, allowing … Continue reading

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We don’t have a conventional marriage and combining

our lives isn’t in the cards. We are friends and try to work together, but our relationship isn’t permanant by any means. We have no doubt that our friendship will last though. Perhaps our relationship isn’t suited to this kind … Continue reading

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Agreed

I think there are some fundamental things you guys need to work on before you’ll make headway on the money issues. For one, Leon would say, and I totally agree, that you guys need to get on the same page … Continue reading

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One thing I worry about is my husband gettitng too involved

I’d like him want the same things I want, and be willing to sacrifice to get them. On the other hand, if he’s happy living in the house we are in now, it doesn’t make that much of a difference. … Continue reading

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I’d love some ideas on how to get him interested

Connie, I think this is one of the biggest issues. Without having your spouse on board, it’s really difficult to be successful with Leon’s program. My husband wasn’t quite on board until I made it clear that I needed to … Continue reading

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Wow—$70 an hour for labor and $200 for front brakes

Hubby is definitely undercharging for side jobs that he is doing for brakes! To do front brakes—he charges like $50—-including parts! This would be just brakes, no rotors…..correct? Might have to discuss this post with him. He is a mechanic, … Continue reading

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Wow—$800 for brake pads, etc?

Hubby is a mechanic and buys parts for like $50-$100—depending if doing fronts, backs, or both. Do you know someone that would do it out of shop cheaper for you? Wish I lived closer to you—would loan you hubby…..lol…

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Yeah, Mercedes charges exorbitant fees for

any work they perform on their cars and I believe they literally HATE to see me coming. I might go to them for a factory part – in this case factory oil filters- and it takes them about an hour … Continue reading

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Yeah, the *labor* is usually what kills you

The parts usually aren’t that expensive. And of course, you need the skill to MAKE the repair. I’ve replaced brake pads before. I *tried* to replace rotors once, but they were frozen in place and I couldn’t get the parts … Continue reading

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Just as with dentistry school for cheaper dentistry rates

try finding a nearby vo-tech school for mechanical repairs. Those kids have to practice on something, and again they’re under supervision. Wish I’d taken my high school vo-tech classes back in the day when I had the chance. I could … Continue reading

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Trying this a. My phone sent it before I was done

Did I mention I am having one of those days ? LOL I have had another Murphy week. The transmission went out on the suburban this morning. We were in a parking space with a pole at the front bumper … Continue reading

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I, too, read that and my first reaction was it isn’t so much the ‘financial’ stress as ANY stress

At least, that’s my inclination. Any sort of stress is quite distracting; so much so that one isn’t going to do as good a job on anything when their attention is splintered. A budgeting buddy is always a very good … Continue reading

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Sorry to hear that she’s getting a hard time about it

but she should keep her head up and continue to do what she’s doing. She is learning invaluable skills which will last her a lifetime. I’ve met so many people – men who seem to like that I can speak … Continue reading

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I gotta keep it clean?

What I usually tell people, might offend some of you on the list. Lets just say, that they will rob you blind and you’ll allow it. Liken them to prostitution – they are the pimp, extortionists etc.

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So, I mentioned awhile back that son #1 (age 12)

was hit by a truck while bicycling to school early April. The kids and I (I’m a widow) have a high deductible medical health plan so I was looking at a total of about $8000 out of pocket medical expenses … Continue reading

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Jhon, kind of off-topic but wanted you to know

I was just bragging on you to a young girl just starting high school. She is the only girl in auto mechanics, no dad in her home to teach her anything, and she is getting a bit of a hard … Continue reading

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In 2008, we went from a house

home day care, and teenagers (in Michigan), to empty nest and an apartment (in Minnesota). We decluttered A LOT. We’ve moved two more times since then, and decluttered every time we moved. But somehow, the clutter keeps multiplying. And multiplying. … Continue reading

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I love the books by Dan Aslett

I started with “(NOT) For Packrats Only” Very funny and encouraging!!! It has a lot of tips on how to clean out specific areas. For me the magic was getting past certain types of emotional clutter: “It was a gift!” … Continue reading

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Go down there

with a shovel and bunch of giant garbage bags, put everything in them, have a clean empty room then you can think, then unload each bag wherever you have moved them, one at a time.. gives a different perspective…

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Frank, you’ve posted pictures of your basement

have you ever seen the hoarding shows? The pictures I’ve seen don’t look like anything I’ve seen on those TV shows, including Clean Sweep. If you get in there and start you should be done in an afternoon. No shovel … Continue reading

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My fiance and I are completely different on this

I am a perfectionist, so I feel like I cant start until I am completely ready, and have the time to get completely finished…to perfection. This translates into…nothing ever gets done. My fiance is a do-er. He just jumps in … Continue reading

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Yes – the Flylady way

Not sure if it’s flylady.com or .net. I have lost some ground but never all that I gained. It took a couple of months. One room had been the catch-all junk room for YEARS, my daughter and I committed 15 … Continue reading

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Last big decluttering session was when we wanted to put hardwood floors in

I had my kids do their rooms and I did the guest room, my room and 2 hall closets. What didn’t fit in the pod I had rented, didn’t stay. they had to leave room for the bedroom furniture that … Continue reading

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I don’t follow her emails anymore

But I still use my timer. Whatever method you choose, Eldred, try setting a timer for 15-20 at a time. Take a short time in between. It is fun to challenge yourself against it and amazing what can be accomplished … Continue reading

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Well, I know some on here have said they don’t like flylady much

but she recommends just doing one box or one bag at a time….or only working for a short while like 15 minutes at a time…then taking a break…you can work longer than that or maybe do 2 to 3 15 … Continue reading

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In my other life I teach organizing and decluttering

I have actually used a shovel to clear out a clients basement. It was a very big job! An overflowing basement can take weeks or even months depending on the time devoted, the ability to let things go, and the … Continue reading

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Depends, on a great deal of factors

how many people doing it, how much stuff, how big house, etc, etc. What I always find works is a little a time, and keeping what you have done, done. If you have things you want to get rid of, … Continue reading

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Has anyone ever gone through a

“Clean House” or “Hoarders” type of decluttering process? I’m not talking about a cleanup prompted by your basement flooding, or similar. I mean just getting tired of stepping over stuff every time you go into the basement, for example. How … Continue reading

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I’m so excited for you to be debt free

I know you will relax and enjoy life! Tell your DH not to worry. It will be the biggest present you’ve ever gotten when that last credit card is paid off. I know that Disney trip will be the most … Continue reading

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CHEERS:

The new financial dh decided he wasn’t waiting for the return call on Thursday, and after getting voice mail for the second time he called the office directly and demanded to speak to someone, anyone to get it fixed NOW. … Continue reading

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TEARS AND JEERS:

Then Monday rolled around with the mail bringing news that brought tears to my eyes, and not good ones. There were two envelopes from SS one was for dh and it claimed that he had NOT been in communication with … Continue reading

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So as we quietly left Christmas week

we looked forward with great anticipation to the new year and especially February when the SS checks were scheduled, so we thought, to start at that time. We went to sleep dreaming of being cc debt free by late July … Continue reading

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As we were bebopping around

the house doing chores (boring) we chatted about our finances, a pretty usual topic these days. Dh thanked me for working so hard and diligently on keeping us on track with DR then he added a but… It seems he … Continue reading

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Oh there are some really cute ones on utube and probably pintrest too

I thought of you the minute I saw the embossing of them. Oh and with the cuttlebug you can make fancy edged quilling paper to put little paper flowers and such on picks…

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So you got a Cricut huh?

Now you need a Cuttlebug to emboss fancy cupcake papers and pennants with. LOL! Jan who hadn’t planned on sending the homework until Monday, but hit the wrong button by mistake ( the perils of doing more than one thing … Continue reading

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I am still in awe of what it is you do

SS Will fall in line by February or else there will be hell to pay. I love reading of your successes! As to the joys of Cricut, I use mine for cake decorating and can spend hours getting lost in … Continue reading

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Despite the time and emotional break down of the jeers..the cheers are great!

I also knew you were going to go into Pintrest and maybe not come out until 2015 when I got the notice in my inbox that ” Your friend C.J. Patterson has joined Pintrest”.. LOL My cousin Kelly got so … Continue reading

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What do you all think is a good age for children to

experience Disney for the first time? When they will remember their time, and enjoy the rides and other attractions? How much in advance can you plan and make payment arrangements on the trip? Wanna take my Pinky… Don’t mind putting … Continue reading

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I just do the free stuff to get points on the site when I watch tv

I also do all my Christmas and normal shopping from there. I also print my coupons from there too. Mainly I use it to buy stuff not in the budget like take out, cute shoes and ebooks. LOL It is … Continue reading

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Mypoints doesn’t require you buy anything to get points

Yes, you get more points if you buy things, but you also get points for reading e-mails and filling out surveys. Husband and I just bought a $160 Christmas present for ourselves, almost all with gift cards we got through … Continue reading

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Thanks for sharing

That sounds like a great thing. For me, I am tempted to order stuff for the points or bump it up to get free shipping at the site when I really should not spend the extra. Also, I am trying … Continue reading

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I hope this is OK to post here

But I wanted to share with you all a great website called MyPoints. You earn points by shopping online thru their links. I learned about it from Bzzagent.com where I am a memeber (I can explain that more in dept … Continue reading

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My VW dealer wants to give me a quote to buy my 2010 Jetta

If I wanted to buy the exact 2014 model, it would be about the same as my 2010, but I don’t know what a fair amount of an offer would be for my 2010. Maybe your husband has some insight … Continue reading

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My husband would LOVE this conversation!

He works for a contractor in the VW call center as a product specialist. He is one of the biggest VW nerds out there so he LOVES his job….we wish it paid more, but it’s so perfect to fill his … Continue reading

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Just as a bizarre side note

I was driving on I-5 sometime in 2012 and saw a van which had been redone in Scooby Doo style. Someone put a heckuva lot of time and effort into it. They very accurately recreated the van from the animated … Continue reading

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