But I wanted to share with you all a great website called MyPoints. You earn points by shopping online thru their links. I learned about it from Bzzagent.com where I am a memeber (I can explain that more in dept if you want). I also earn points through Bzzagent. Anyway, the points you earn you can redeem for various gift cards. I tend to get the ones from Walmart for groceries or for paypal, when I then deposit into my bank account. That is how I was able to pay our ER fund back. I cashed in a lot of MyPoints points for paypal that I then transfered that money to our ER fund. For me this helps to supplement our income from time to time. But I warn you, if you are a person who would want to spend more $$ just to get the points stay away from MyPoints. Don’t let this tempt you. For me it isn’t an issue and I shop online for a lot of stuff…..especially around Christmas. If you are interested, let me know. I can send you a referral. I get 25 points if you sign up through me.